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What Happens When a Burglar Alarm is Triggered? Do You Have NYC Home Insurance for Protection?

Category: Our Blog

via brooklynprints.com

Home alarm systems help to reduce the risk of
home break-ins. They are a first line of defense against burglary; insurance
such as NYC
home insurance
coverage is a second line of defense, providing
protection from loss as a result of burglary.

There are several different varieties of home
alarm system. The main features that distinguish different types of alarm
system relate to the type of intrusion that is detected, and the action that is
initiated when intrusion is detected.


Some alarm systems are
activated when an access point to the property is breached by breaking a window
or opening a door or skylight. These systems help to prevent a thief from
gaining access to the property. Other alarm systems are activated when an
intruder moving about within a property crosses an infra-red beam or is sensed
by a motion detecting device.

Detection of an intruder triggers an alarm. The
most basic alarm is a siren or flashing light on the wall of the house; other
systems contact security companies who contact police when alerted to a
security breach.

An intruder alarm system offers a double level
of protection. Visible protection is often enough to prevent an intruder from targeting
a property, and a more persistent burglar who breaks in will trigger an alarm
and a response by authorities. Insurers view intruder alarm installations
favorably; having an alarm system installed may qualify you for reduced
premiums for NYC home insurance.
At Miller & Miller Insurance Agency, you can rely on us to give you the
information you need regarding this coverage. Don’t be the unfortunate victim
of a burglary, contact us today!


 

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