Good news for people with pre-existing conditions who need health care

The
Affordable Health Care Act heralds good news for those of you with pre-existing
conditions that may have been unable to get coverage in the past, or have had
to pay for very expensive policies due to your condition. The new laws will
make it illegal for insurance companies to refuse coverage, or charge more for
it if you have a pre-existing condition.

It
will also be worth checking in at work. The new Act requires that all
businesses employing fifty or more people will be required to provide health
care as part of the employment package. This could offer a more cost effective
policy, as you become part of a pool of people. The more people with policies,
the further the risk is spread from the provider’s perspective, which means
more affordable premiums.

Even
insuring your family could work out to be more affordable, particularly if in
the past you’ve needed to have a few individual policies due to one family
member with a pre-existing condition. Getting the whole family coverage from a
single policy should make a far smaller demand on your disposable income. Call
your Manhattan agency and ask to speak to someone so you can get the latest
updates on health insurance. It may take a little while for you to get clarity
– remember the laws are very new and things are still in the process of
changing.

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