How to compile a home inventory list and New York property insurance

Unfortunately, some of us will be victims of burglary at some time. FBI statistics show that there were 64,973 reported burglaries in New York in 2010. Coming home to a burgled home is no fun, and you’ll find it easier to recover your losses through your New York property insurance if you have a detailed home inventory.

A home inventory is a list of all the possessions in your home. A good home inventory list will be well itemized, contain the value of each possession and proof of purchase. Here are some tips for compiling a detailed home inventory.

Organize your inventory logically. Doing is room by room is a sensible way to arrange your list. Don’t forget to include items in your garage and garden shed.

Include as many details as you can in a spreadsheet format or use some of the free software available for this task online. As well as listing the item and its price; also include the make/model, brand, and serial number.

Keep some evidence to show that you actually own all the items in your inventory – include receipts and photos of inventory items.

Consider etching your most valuable items, such as your home theatre system, to help police recover stolen items. You may be able to hire engraving equipment from your local police station.

Store your completed inventory safely. Have a back-up computer file as well as hard copies stored in a secure place. In the event that your home is burgled, making a New York Property insurance claim will be a lot easier if you have documented evidence to support your claim. With Miller & Miller Insurance, you can get the coverage you need for your property. Contact us today for more information!

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