Home Insurance NY
Purchasing homeowner’s insurance can get confusing, and at Miller & Miller Insurance we understand this. Although you are not legally required to purchase NY home insurance as you are with New York car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowners insurance in NYC, don’t fret! Miller & Miller Insurance is an independent insurance agency that can shop multiple carriers to get you the best NYC home insurance policy available to you!
Homeowners coverage in NY is more than just property insurance, but it doesn’t have to be difficult to understand. Typically, a basic New York homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your New York home insurance policy should reflect that. The agents at Miller & Miller Insurance will create a homeowners insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive NY homeowners insurance policy options. Fill out our quick and simple form for a free NY home insurance quote!