Be prepared for windstorms with New York property insurance

One of the best pieces of advice for making a windstorm damage claim is to be prepared in advance. Filing a New York property insurance claim will be so much easier if you have a record of all your belongings. This way there’s less chance of you overlooking missing or damaged possessions.

Documenting all your possessions can include creating a written inventory or taking a room-by-room video of everything in your business. It’s wise to also keep all financial records in a safe place, where they are unlikely to get destroyed during a windstorm.

In the event of a windstorm, be aware that there’s a time limit within which to file a claim. Make sure you know what that deadline is. One of the first things you should do if a windstorm hits your house is organize emergency repairs. Your insurance company should have a list of reputable companies that you can contact to make repairs. It’s important to cover broken windows and stop leaks. Get a professional to do it if it’s too dangerous.

Making any sort of New York property insurance claim is likely to be less stressful if you’re prepared for the types of questions you’ll be asked. You will be asked to describe the nature and extent of the damage, and nominate specific areas that suffered damage, such as the roof, gutters, ceilings, walls and floors, as well as possessions. You will probably be asked to provide evidence to back up your claim. Your insurance agent can be helpful during this time.

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