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Checking Home Inventory with Manhattan Insurance

Category: Our Blog

Imagine the following
scenario: You just got home after a long day at work, you’ve reached up to put
your key in the lock of your front door and the door is ajar. Yes, the worst
has happened. Someone has jimmied the lock and broken in. After the initial
shock, you’re going to need to call the police to report the burglary, and
you’re going to have to provide them with a list of what’s missing. You’re also
going to have to call your Manhattan
insurance
agent to get a claim underway.

 

Setting aside the fact that
your place is probably an awful mess, do you think that you could ID all your
missing items easily in the face of a trauma like this? It’s more than likely
that you will miss things, and it could be a long time before you start
realizing that, which can just complicate the process of tracing the lost
items.

 

This is where a home
inventory can be invaluable. A good inventory is a comprehensive list of all
your valuables, accompanied by photographs, serial numbers, valuation
certificates and purchase receipts. It can help police quickly identify things,
which means you have a better chance of recovering them. It can also help with
your Manhattan insurance claim when
you need to provide accurate values for the adjuster. Take the time to createan inventory if you don’t already have one, and keep it with your insurance
paperwork. You never know when you might need it.

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